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Re: Club insurance
Posted: Wed Nov 09, 2016 10:29 am
by dromia
So does that mean that now individual club members will need their own insurance to comply with the conditions on their FAC?
If so one could speculate that this move by our not national organisations could be a move to encourage individual membership of these shameful bodies.
Re: Club insurance
Posted: Wed Nov 09, 2016 10:51 am
by Rockhopper
Its a condition on my ticket.
"The firearms and ammunition shall be used for target shooting , and only whilst a member of (club), on ranges suitable for the safe use of that class of firearm and with adequate financial arrangements in place to meet any injury or damage claim"
I think I've probably got it wrong actually as you can read that as meaning that the club must have insurance in place rather than the shooter.
Re: Club insurance
Posted: Wed Nov 09, 2016 11:02 am
by Blackstuff
I've always read that as the club/range needing the insurance, not the certificate holder

Re: Club insurance
Posted: Wed Nov 09, 2016 11:05 am
by Christel
Opposite here.
Club needs to be insured however the shooter needs his/her own insurance.
Re: Club insurance
Posted: Wed Nov 09, 2016 11:18 am
by Rockhopper
Its like everything else firearms related - impossibly difficult for the average person to understand!
Re: Club insurance
Posted: Wed Nov 09, 2016 11:49 am
by Christel
Rockhopper, the quote you posted can be read in both ways.
I am not sure tbh, just that I have always thought it meant I as a shooter had to have insurance in place.
Re: Club insurance
Posted: Wed Nov 09, 2016 11:56 am
by bradaz11
I've always taken it to mean the club.
"The firearms and ammunition shall be used for target shooting , and only whilst a member of (club), on ranges suitable for the safe use of that class of firearm and with adequate financial arrangements in place to meet any injury or damage claim"
for it to mean me, I would expect it to read.
"The firearms and ammunition shall be used for target shooting, with adequate financial arrangements in place to meet any injury or damage claim and only whilst a member of (club), on ranges suitable for the safe use of that class of firearm"
Re: Club insurance
Posted: Wed Nov 09, 2016 11:59 am
by Christel
If you shoot on an estate then you by law need to be insured, being a member of a club does not give you that insurance.
Still think it means the shooter.
EDIT: Actually I am not sure it is by law, estates say you need to be insured in order to shoot.
Re: Club insurance
Posted: Wed Nov 09, 2016 12:05 pm
by Rockhopper
This document
https://www.gov.uk/government/publications/firearms
which i found as i was typing my response above was what made me change my mind!
When I first got my licence I read it as meaning the shooter needed insurance so I joined the NRA. (I'm now going to join the NSRA instead as thats more relevant to how I shoot). I'll continue with membership of one or the other as i think having my own insurance is a good idea.
Re: Club insurance
Posted: Wed Nov 09, 2016 12:09 pm
by Christel
Rockhopper wrote:This document
https://www.gov.uk/government/publications/firearms
which i found as i was typing my response above was what made me change my mind!
When I first got my licence I read it as meaning the shooter needed insurance so I joined the NRA. (I'm now going to join the NSRA instead as thats more relevant to how I shoot). I'll continue with membership of one or the other as i think having my own insurance is a good idea.
It only mentions clubs/ranges. So...does that mean by law a shooter does not need insurance.
I find that insane. We need by law insurance to drive a car.