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Les wrote:I use Hiscox. I have never made a claim, so I don't know how good or bad they are when the brown stuff hits the fan.

Hiscox and others drop appeal against Covid-19 business interruption insurance payout rulings .

Find another company !

I phoned the Pru and had a discussion about values. They agreed to up the values for contents and personal possessions to a figure that should cover things. They didn't increase the premium and that surprised me. It was less than £150 so not too bad.
Regards
Peter.