The police have good intelligence regarding the conduct of -

[MistAgain]

Why does having money problems (CCJs etc) make you unfit to have a FAC? Pray tell!

Good question . The person that I posted about had received 7 CCJ's in an 18 month period . This would suggest that he was incapable of keeping his financial affairs in order .

That sort of person is not the sort of person who would worry about following any conditions that his FAC might require .

There are more than enough studies out there that say financial problems are a cause for crime .

Two examples .............At Cardiff Crown Court yesterday, prosecutor Cameron Brown said Litt, 57, of Claremont, Newport, was “robbing Peter to pay Paul” as he brokered 2,000 deals with 50 investors worth £57.5 million and sold 320 guns he looked after for clients, worth around £1.5 million.

Rumours of financial pressures had surfaced, and last night Cooper told the BBC's Newsnight that Bird frequently expressed fears over going to jail for tax evasion. "He had financial problems, for some reason he had it in his head that he was going to prison, he thought the taxman was on to him

[TattooedGun]

Why does having money problems (CCJs etc) make you unfit to have a FAC? Pray tell!

Good question . The person that I posted about had received 7 CCJ's in an 18 month period . This would suggest that he was incapable of keeping his financial affairs in order .

That sort of person is not the sort of person who would worry about following any conditions that his FAC might require .

There are more than enough studies out there that say financial problems are a cause for crime .

Two examples .............At Cardiff Crown Court yesterday, prosecutor Cameron Brown said Litt, 57, of Claremont, Newport, was “robbing Peter to pay Paul” as he brokered 2,000 deals with 50 investors worth £57.5 million and sold 320 guns he looked after for clients, worth around £1.5 million.

Rumours of financial pressures had surfaced, and last night Cooper told the BBC's Newsnight that Bird frequently expressed fears over going to jail for tax evasion. "He had financial problems, for some reason he had it in his head that he was going to prison, he thought the taxman was on to him

Being bad with numbers does not make one a criminal.

When i first read your post I wondered the same thing how CCJ's equate to being a red flag for an FAC.

There are a number of legitimate reasons that someone might be falling behind on payments, but still be perfectly acceptable applicant for an FAC, maybe even RFD status. Especially if hypothetical person relies heavily on FAC to conduct business (pest control, Firearm dealer, gunsmith) - but may have had some unexpected bills in the family to take care of.

Not seeing the same one size fits all parallel that you are drawing with CCJ's I'm afraid.

[Dark Skies]

When I was made redundant many years ago I had a stint when I was unemployed for two years. I had an A4 file box full of failed job applications / we've hired already / you're over-qualified for this blah blah blah. I was also getting a lot of stick from the benefits office - for not trying hard enough apparently. It was really getting to me to be frank. Money was extremely tight. I had to do a lot of juggling not go into serious debt.

One day I was walking through an alley in the town when my foot kicked something that felt like a roll of packing tape. When I looked down I saw a bundle of twenties and fifties thicker than my wrist. It would have been the answer to all my problems plus those I didn't even have yet. I didn't think twice about handing it over to the police.

THAT is who we FAC holders are - it's why we're trusted with guns. Even when the chips are down. In my opinion we are BETTER than the average citizen - we're more honest and trustworthy and less inclined to violence, drink driving, and all the rest of the petty things seemingly 'decent' citizens get up to. Our FACs ought to be accepted as a sort of good citizen permit. Instead we're often the figure of BS finger-pointing in the media and viewed with a wary eye of suspicion by all and sundry. Go figure, as the Americans say.

[TattooedGun]

When I was made redundant many years ago I had a stint when I was unemployed for two years. I had an A4 file box full of failed job applications / we've hired already / you're over-qualified for this blah blah blah. I was also getting a lot of stick from the benefits office - for not trying hard enough apparently. It was really getting to me to be frank. Money was extremely tight. I had to do a lot of juggling not go into serious debt.

One day I was walking through an alley in the town when my foot kicked something that felt like a roll of packing tape. When I looked down I saw a bundle of twenties and fifties thicker than my wrist. It would have been the answer to all my problems plus those I didn't even have yet. I didn't think twice about handing it over to the police.

THAT is who we FAC holders are - it's why we're trusted with guns. Even when the chips are down. In my opinion we are BETTER than the average citizen - we're more honest and trustworthy and less inclined to violence, drink driving, and all the rest of the petty things seemingly 'decent' citizens get up to. Our FACs ought to be accepted as a sort of good citizen permit. Instead we're often the figure of BS finger-pointing in the media and viewed with a wary eye suspicion by all and sundry. Go figure, as the Americans say.

Did you ever go back and claim it if it was unclaimed...?

[Dark Skies]

When I was made redundant many years ago I had a stint when I was unemployed for two years. I had an A4 file box full of failed job applications / we've hired already / you're over-qualified for this blah blah blah. I was also getting a lot of stick from the benefits office - for not trying hard enough apparently. It was really getting to me to be frank. Money was extremely tight. I had to do a lot of juggling not go into serious debt.

One day I was walking through an alley in the town when my foot kicked something that felt like a roll of packing tape. When I looked down I saw a bundle of twenties and fifties thicker than my wrist. It would have been the answer to all my problems plus those I didn't even have yet. I didn't think twice about handing it over to the police.

THAT is who we FAC holders are - it's why we're trusted with guns. Even when the chips are down. In my opinion we are BETTER than the average citizen - we're more honest and trustworthy and less inclined to violence, drink driving, and all the rest of the petty things seemingly 'decent' citizens get up to. Our FACs ought to be accepted as a sort of good citizen permit. Instead we're often the figure of BS finger-pointing in the media and viewed with a wary eye suspicion by all and sundry. Go figure, as the Americans say.

Did you ever go back and claim it if it was unclaimed...?

No, I never heard anything more about it. I assume the owner would have been so desperate that the police station would have been their first point of call.

[Gazoo]

I agree with Tattooed gun , no correlation betwixt those with bad budget skills and criminal tendency. Also the examples quoted seem spurious as they are more criminal acts than bad management.
The key to having good finances is have some money. Like Jeff Cooper said, first rule of winning a gun fight...have a gun!
I direct you to Mr Micawber !

[MistAgain]

Why does having money problems (CCJs etc) make you unfit to have a FAC? Pray tell!

Good question . The person that I posted about had received 7 CCJ's in an 18 month period . This would suggest that he was incapable of keeping his financial affairs in order .

That sort of person is not the sort of person who would worry about following any conditions that his FAC might require .

There are more than enough studies out there that say financial problems are a cause for crime .

Two examples .............At Cardiff Crown Court yesterday, prosecutor Cameron Brown said Litt, 57, of Claremont, Newport, was “robbing Peter to pay Paul” as he brokered 2,000 deals with 50 investors worth £57.5 million and sold 320 guns he looked after for clients, worth around £1.5 million.

Rumours of financial pressures had surfaced, and last night Cooper told the BBC's Newsnight that Bird frequently expressed fears over going to jail for tax evasion. "He had financial problems, for some reason he had it in his head that he was going to prison, he thought the taxman was on to him

Being bad with numbers does not make one a criminal.

When i first read your post I wondered the same thing how CCJ's equate to being a red flag for an FAC.

There are a number of legitimate reasons that someone might be falling behind on payments, but still be perfectly acceptable applicant for an FAC, maybe even RFD status. Especially if hypothetical person relies heavily on FAC to conduct business (pest control, Firearm dealer, gunsmith) - but may have had some unexpected bills in the family to take care of.

Not seeing the same one size fits all parallel that you are drawing with CCJ's I'm afraid.

I would agree that the vast majority of FAC holders are decent and very law abiding , and maybe even the odd one or two CCJ's should not raise any red flags .

After all , an American survey showed that CC Licence holders were less likely to commit crimes than a policeman . I bet if a survey was carried out here the results would be pretty much the same .

The person with all the CCj's did not have unexpected bills , he just wanted a lifstyle that he could never ever afford .

Did he know what he was doing ? . Well making a small alteration to his name and a different address when signing a lease for a very expensive car suggests he did .

[Gazoo]

So basically he was just a criminal and the CCJs were by the by.

[TattooedGun]

Yes, I believe the issue there is fraud, not the CCJ's.

CCJ's alone would not be evidence of being a criminal and would not be a just cause for declining an FAC. Proof of fraud however might be. But only where it has been proven, convicted and even then where the Chief Constable determines that the person would be a threat to society if allowed firearms.

[MistAgain]

the Chief Constable determines that the person would be a threat to society if allowed firearms.

I always thought an FAC would be granted if you met the requirements and were considered a "fit person" to hold the FAC .