Home Insurance

Anything shooting related including law and procedure questions.

Moderator: dromia

Forum rules
Should your post be in Grumpy Old Men? This area is for general shooting related posts only please.
Post Reply
Message
Author
Rambles35

Home Insurance

#1 Post by Rambles35 »

How do y’all insure your guns at home

Anyone put their guns on their home insurance?
Robert303

Re: Home Insurance

#2 Post by Robert303 »

Most of mine are on my ordinary house insurance with the two most valuable separately itemized.
Rockhopper
Posts: 912
Joined: Mon Nov 09, 2015 2:36 pm
Contact:

Re: Home Insurance

#3 Post by Rockhopper »

My NSRA membership covers them.
Lever357
Posts: 503
Joined: Mon Jan 09, 2017 1:10 pm
Home club or Range: Louisa Centre
Location: Newcastle UponTyne
Contact:

Re: Home Insurance

#4 Post by Lever357 »

Just tell them what you have and value and they will cover them. If over a certain value may have to be listed seperately.
Remember, we're all here because we're not all there!
User avatar
Charlotte the flyer
Posts: 1155
Joined: Sat Oct 20, 2012 11:02 am
Home club or Range: Classified
Location: Staffs
Contact:

Re: Home Insurance

#5 Post by Charlotte the flyer »

I am with Quotemehappy and have listed my rifles that are over the single claim limit. They don't have a problem at all despite a couple of them being high value (one is ~£7k). I think I did it through that Meerkat site, presumably (hopefully) they filter out people who don't insure gats. A previous insurance company told me that they would cancel my policy if I held firearms on the property.
The above post probably contains sarcasm or some other form of attempted wit, please don't take it to heart.
Racalman
Full-Bore UK Supporter
Posts: 731
Joined: Tue Mar 11, 2014 8:21 am
Home club or Range: LPSC and NRA
Location: Berkshire
Contact:

Re: Home Insurance

#6 Post by Racalman »

Charlotte the flyer wrote:A previous insurance company told me that they would cancel my policy if I held firearms on the property.
That's harsh.

I've had firearms on home insurance policies before with no problems. I only made one claim (when I dropped a rifle and bent the scope).

These days I use the Endsleigh insurance provided by the NRA membership, although I have to say they were very vague when I phoned to ask how to increase the cover.
Countryman

Re: Home Insurance

#7 Post by Countryman »

Mine are all on NFU.


Sent from my boing using "An application"
User avatar
dromia
Site Admin
Posts: 20242
Joined: Sat Nov 06, 2010 4:57 am
Home club or Range: The Highlands of Scotland. Cycling Proficiency 1964. Felton & District rifle club. Teesdale Pistol and Rifle club.
Location: Sutherland and Co Durham
Contact:

Re: Home Insurance

#8 Post by dromia »

NFU only cover certain post code areas.
Image

Come on Bambi get some

Imperial Good Metric Bad
Analogue Good Digital Bad

Fecking stones

Real farmers don't need subsidies

Cow's farts matter!

For fine firearms and requisites visit

http://www.pukkabundhooks.com/
User avatar
Blackstuff
Full-Bore UK Supporter
Posts: 7856
Joined: Sun Nov 07, 2010 1:01 pm
Contact:

Re: Home Insurance

#9 Post by Blackstuff »

I only have one gun that is of greater value than the single claims amount so that one is separately listed on the insurance
DVC
User avatar
bnz41
Posts: 1990
Joined: Sat Nov 06, 2010 4:20 pm
Home club or Range: NRA Bisley
Location: Essex
Contact:

Re: Home Insurance

#10 Post by bnz41 »

dromia wrote:NFU only cover certain post code areas.
+1 I had van insurance with NFU when I asked about insurance for my sporting equipment (firearms) they replied do not have cover for those type of equipment.. Van insurance now with another company.

Firearms covered by Hiscox... perfect.
Post Reply

Who is online

Users browsing this forum: No registered users and 2 guests